O Allah, I seek refuge with You from the dominance of debt, the dominance of the enemy, and the gloat of the enemies

The Prophet (may Allah's peace and blessings be upon him) sought refuge from several things, which are: First: (O Allah, I seek refuge), shelter, and protection (with You) not with anyone else (from the dominance of debt), its subjugation, grief, and distress, and I ask You for support to repay and settle it. Second: (The dominance of the enemy), his subjugation and overpowering, and I ask You to ward off his harm and grant me victory over him.

Third: (And the gloat of the enemies) and their rejoicing at what befalls Muslims of misfortunes and calamities.